Land Bridging Loan
Land Bridging Loan
Secure land quickly and confidently – with fast, flexible short-term finance.
A Land Bridging Loan is a short-term funding solution designed to help you purchase land when traditional finance isn’t fast or flexible enough. Whether you’re acquiring land for development, investment, or resale, this type of loan bridges the gap until longer-term finance or the sale of another asset is arranged.
✅ What It Covers:
Land with or without planning permission
Brownfield or greenfield sites
Self-build plots or plots for future residential/commercial use
Land acquired via auction, private sale, or option agreements
Sites requiring planning uplift or remediation
💼 Key Features:
Loans from £50,000 to £25 million+
Up to 70% loan-to-value (LTV) – higher with additional assets
Terms from 3 to 24 months
Interest can be rolled up or serviced monthly
Completion possible in as little as 5–10 working days
🤝 Who Can Apply?
UK residents and companies
Limited companies or SPVs
UK Expats and foreign nationals
First-time buyers or experienced developers
💡 Why Choose St. George Commercial Finance Brokers Ltd.?
At St. George, we specialise in fast, tailored finance solutions. We work closely with specialist lenders to offer flexible terms, competitive rates, and expert guidance to help you secure the land you want — quickly and confidently.
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Type of Land
Lenders accept land with or without planning permission, including greenfield, brownfield, or development land. Planning status may affect loan amount and terms.
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Loan-to-Value (LTV)
Typically up to 70% LTV based on the land’s current value. Higher leverage may be possible with additional security or strong exit strategies.
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Exit Strategy
Lenders require a clear repayment plan, such as refinancing, sale of land, or development finance once planning is granted.
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Borrower Eligibility
Available to individuals, developers, companies (Ltd/SPV), expats, and foreign nationals. Credit history is considered, but not always a dealbreaker.
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Valuation & Legal Readiness
An independent land valuation is mandatory. Fast completions (5–10 days) are possible if legal documents and title are clear and solicitors are prepared.
Need Assistance ?
Whether you need assistance with financing or have a question about our services, our team is here to support you.
- 01273 855 711
- akram@stgeorgecommercial.co.uk