Commercial & Development

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Commercial & Development

Commercial & Development Finance That Builds Your Vision

Whether you’re scaling your business or breaking ground on your next big project,
St. George Commercial Finance Brokers Ltd. is here to deliver the funding that gets it done — fast, flexible, and built around your goals.

We specialise in securing bespoke finance for commercial property purchases, refurbishments, and property development projects of all sizes. With deep lender relationships and industry expertise, we navigate the complex finance landscape so you don’t have to.

 Commercial Property Finance

Invest. Expand. Thrive.
Get tailored funding for a wide range of commercial properties, including:

  • Office buildings
  • Retail units & high street shops
  • Warehouses & industrial spaces
  • Mixed-use properties
  • Hospitality venues (hotels, pubs, restaurants)

 Our Commercial Finance Options Offer:

  • Competitive interest rates from specialist and mainstream lenders
  • Up to 75% Loan-to-Value (LTV)
  • Flexible terms for owner-occupiers and investors
  • Fast decisions and personalised support

Whether you’re acquiring a single unit or growing your property portfolio, we secure funding that fits your business plan.

 

Development Finance

Turn your vision into value.
From ground-up builds to major refurbishments, we help developers and investors access the capital needed to build, convert, or expand residential and commercial projects.

Perfect for:

  • New build developments
  • Large-scale refurbishments
  • Commercial-to-residential conversions
  • Multi-unit or mixed-use schemes
  • Landowner joint ventures

We Secure Development Loans That Include:

  • Staged drawdowns linked to project milestones
  • Funding of up to 70–80% of Total Development Cost (TDC)
  • Clear exit strategies (sale or refinance)
  • Access to lenders who understand complex planning and build cycles

 Why St. George?

When you work with St. George, you get more than a broker — you get a strategic partner committed to helping you succeed.

  • Access to mainstream banks, private funders & challenger lenders
  • Whole-of-market advice tailored to your project
  • Quick, transparent decisions with expert guidance
  • Support with planning, cash flow forecasts, and exit strategies
What is the criteria of Commercial & Development ?
  • Experience of the Borrower
    Lenders typically require borrowers to have previous experience in commercial property ownership or development projects, especially for large-scale developments.
  • Detailed Project Proposal
    For development finance, you must submit a clear development plan, including planning permission, build timelines, contractor details, cost breakdowns, and exit strategies (sale or refinance).
  • Loan-to-Value (LTV) or Loan-to-Cost (LTC) Ratio
    Commercial Finance: Usually up to 75% LTV. Development Finance: Often up to 70-80% Loan-to-Cost (LTC) and 60-65% of Gross Development Value (GDV).
  • Security or Collateral
    The loan is secured against the property or land being purchased or developed. Additional guarantees or assets may be required depending on risk.
  • Exit Strategy
    A clearly defined exit plan (sale of developed units or long-term refinance) is essential to ensure the loan can be repaid on completion.
Testimonials

Ready to Get Your Project Off the Ground?

Whether you’re investing in commercial space or developing a multi-unit scheme, St. George Commercial Finance Brokers Ltd. has the expertise and connections to move your plans forward — quickly and confidently.

👉 Contact us today for a free consultation.
Let’s turn your property ambitions into real results.

  • 01273 855 711
  • akram@stgeorgecommercial.co.uk