Property Development Finance

Build with confidence. Fund your development with strategic financial solutions.

At St. George Commercial Finance Brokers Ltd., we specialise in sourcing property development finance for residential, commercial, and mixed-use projects. Whether you’re building from the ground up, converting an existing structure, or undertaking a large-scale refurbishment, we tailor development funding to suit your goals, timeline, and exit strategy.

🧱 What Is Property Development Finance?

Property development finance is short to medium-term funding designed to cover the cost of land acquisition and the construction or redevelopment of a property. It’s typically released in stages as the project progresses and is repaid upon sale or refinance.

💼 Key Features:

• Funding from £250,000 to £50+ million

• Up to 70-80% Loan-to-Cost (LTC) or GDV-based lending

• Funds released in stages tied to project milestones

• Covers land acquisition, construction, fees, and contingencies

• Interest typically rolled up or serviced monthly

• Terms from 6 to 36 months depending on project scope

🏗️ Suitable for:

• First-time and experienced developers

• New builds, conversions, and refurbishments

• Residential and commercial schemes

• Projects under SPVs or limited companies

• Bridging to development or exit via term finance

🔑 Why Choose St. George?

• Access to mainstream lenders, private banks & boutique funders

• Dedicated advisors with development finance expertise

• Guidance with feasibility, cash flow & exit strategy

• Fast decisions, flexible terms, and competitive rates

• Support with planning, valuations, and legal due diligence