Email Address :- akram@stgeorgecommercial.co.uk
Securities Backed Lending
Securities Backed Lending
Securities Backed Lending
Unlock the Value of Your Investment Portfolio Without Selling
Securities Backed Lending (SBL) allows you to borrow against your investment portfolio—such as stocks, bonds, or mutual funds—without having to liquidate your assets. This flexible financing solution is ideal for high-net-worth individuals and sophisticated investors who want to access liquidity while keeping their long-term investment strategy intact.
At St. George Commercial Finance Brokers Ltd., we offer tailored SBL solutions with competitive interest rates, fast approval processes, and discreet service. Whether you’re looking to seize a business opportunity, invest in property, or cover personal expenses, securities backed lending gives you the power to leverage your portfolio without disrupting your growth potential.
What is the criteria for Securities Backed Lending ?
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Eligible Securities
You must own a portfolio of marketable securities such as listed stocks, mutual funds, ETFs, or government/corporate bonds.
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Minimum Portfolio Value
Most lenders require a minimum portfolio size—typically starting from £100,000 or equivalent—depending on asset types and risk profile.
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Liquidity & Quality of Assets
The assets must be liquid and from well-recognized exchanges. Illiquid or highly volatile assets may not be accepted.
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Loan-to-Value (LTV) Ratio Lenders usually offer LTV ratios
between 50%–70%, based on the asset class and market volatility.
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Ownership & Custody
Securities must be held in your name and may need to be transferred to a custodian or pledge agreement set by the lender during the loan term.
Testimonials
"Using my investment portfolio to secure a loan gave me quick access to funds without liquidating my assets. The process was seamless and professional—highly recommended!"
"My client needed fast liquidity for a property acquisition. Securities backed lending provided a flexible, low-interest solution without disrupting their long-term investments."
"As an expat, traditional loans can be tricky. With securities-backed lending, I leveraged my global portfolio to fund a business venture in the UK with zero hassle."
Need Assistance ?
Whether you need assistance with financing or have a question about our services, our team is here to support you.
- 01273 855 711
- akram@stgeorgecommercial.co.uk