Stamp Duty

Stamp Duty: What You Need to Know

Stamp Duty Land Tax (SDLT) is a government tax payable when you buy property or land in England and Northern Ireland. It applies to both residential and commercial properties, with rates depending on the purchase price and your buying status (e.g., first-time buyer, additional property owner, company purchase).

Key Points:

Residential properties up to £250,000 are exempt from stamp duty for standard buyers.
First-time buyers pay no stamp duty up to £425,000.
Buy-to-let and second properties are subject to a 3% surcharge on top of standard rates.
Companies purchasing residential property may face higher stamp duty rates.

Stamp duty must be paid within 14 days of the property transaction completion. Failing to do so could result in penalties and interest.

Whether you’re purchasing your first home, an investment property, or buying through a limited company, understanding stamp duty is essential for accurate budgeting.

With years of hands-on experience in the financial and lending industry, we have successfully guided clients through thousands of complex transactions — from residential mortgages and international finance to specialist lending like bridging, development, and crypto-backed solutions.

Our expert team understands the intricacies of UK and global financial landscapes, offering personalised strategies tailored to your circumstances. Whether you’re a first-time buyer, a high-net-worth individual, an expat, or a business owner seeking funding, our deep market knowledge and lender relationships ensure swift, reliable, and optimal outcomes.

Trust us to turn financial complexity into clarity — every time.

Proven Expertise

Need Assistance ?

Whether you need assistance with financing or have a question about our services, our team is here to support you.