Email Address :- akram@stgeorgecommercial.co.uk
Auction Bridging Loan
Auction Bridging Loan
Auction Bridging Loan
Fast, flexible finance to secure property at auction – when time is of the essence.
An Auction Bridging Loan is a short-term finance solution designed specifically for purchasing property at auction. With only 28 days (or less) to complete after a winning bid, traditional mortgages often can’t meet auction deadlines. That’s where bridging finance steps in — providing quick access to funds so you never miss an opportunity.
🏠 Perfect for:
Residential, commercial, or mixed-use properties
Unmortgageable properties (e.g., with structural issues, no kitchen/bathroom, etc.)
Auction purchases needing urgent completion
Land with or without planning permission
Properties needing renovation or conversion
💼 Key Features:
Funds available in as little as 5 to 10 working days
Up to 75% of the purchase price or value
Terms typically from 1 to 18 months
Can include 100% financing with additional security
Available to UK residents, expats, companies & SPVs
🤝 Why Choose St. George Commercial Finance Brokers Ltd.?
At St. George, we understand the fast-paced nature of property auctions. Our team works with a wide panel of specialist lenders to deliver rapid approvals, competitive rates, and hands-on support—so you can bid with confidence and complete without delays.
What is the criteria of Auction Bridging Loan
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Eligible Property Type
The loan must be used to purchase residential, commercial, or mixed-use property — including unmortgageable or non-standard properties often sold at auction.
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Clear Exit Strategy
Lenders require a defined exit plan, such as selling the property, refinancing with a mortgage, or releasing equity from another asset.
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Deposit Availability
Borrowers must typically provide a 10% deposit on auction day. Lenders may finance up to 75% LTV, or more with additional security.
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Speed & Preparedness
Applicants must be ready to complete within 28 days, so having solicitors, documents, and valuations in place is crucial for quick processing.
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Borrower Eligibility
Open to individuals, companies, SPVs, and non-residents. Credit history is considered, but poor credit may not prevent approval if the deal is strong.
Testimonials
"St. George moved incredibly fast. I won a property at auction and only had 21 days to complete. They arranged auction bridging finance in under 10 days
"I needed to buy a fixer-upper at auction, and no traditional lender would help. St. George understood the situation and secured a bridging loan just in time. Highly recommend!"
"Even from overseas, St. George helped me bid confidently at a UK auction. Their pre-approval process made everything stress-free and I completed on time thanks to their efficiency."
Need Assistance ?
Whether you need assistance with financing or have a question about our services, our team is here to support you.
- 01273 855 711
- akram@stgeorgecommercial.co.uk