Bridging Finance
Bridging Finance That Moves As Fast As You Do
Need quick, flexible funding for a property deal?
At St. George Commercial Finance Brokers Ltd., we specialise in bridging finance — the ideal short-term solution to unlock opportunities and keep your property plans moving forward, without the delays of traditional lenders.
Whether you’re buying at auction, refurbishing a property, or facing tight timelines, our bridging loans get you the funds you need — fast.
What Is Bridging Finance?
Bridging finance is a short-term loan designed to bridge the gap between purchasing a property and arranging long-term finance or selling an existing asset. Perfect for time-sensitive transactions where speed and certainty are critical.
Ideal for Situations Like:
- Securing a new property before selling your current one
- Auction purchases with strict completion deadlines
- Renovations, conversions, or light-to-heavy refurb projects
- Overcoming mortgage delays or broken sales chains
- Buying land or development plots
- Releasing business cash flow, secured against property
Key Benefits
- Rapid turnaround — funding in as little as 7–14 days
- Flexible terms from 1 to 24 months
- Borrow up to 75% LTV
- Interest payment options: rolled-up, retained, or monthly
- Both regulated and unregulated solutions available
- Suitable for residential, commercial, and land assets
Why Partner with St. George?
At St. George, we do more than just arrange a loan. We act as your strategic funding partner — handling everything from sourcing the best deal to negotiating with lenders and liaising with solicitors.
- Access to a wide panel of specialist lenders
- Solutions tailored to your unique project
- Transparent, no-nonsense advice
- End-to-end support for stress-free completion
Ready to Move Fast?
Call now or book a free consultation.
- 01273 855 711
- akram@stgeorgecommercial.co.uk
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Strong Exit Strategy –
Lenders require a clear plan for repaying the loan, such as property sale, refinance, or secured long-term funding.
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Property as Security –
The loan must be secured against UK property (residential, commercial, or land).
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Borrower Type –
Open to individuals, companies, and foreign nationals, including those with limited credit history.
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Minimum Loan Amount –
Typically starts from £50,000, with no strict upper limit depending on security value.
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Deposit/Equity –
Usually up to 75% Loan-to-Value (LTV); more equity reduces risk and improves terms.
What is bridging finance?
Bridging finance is a short-term loan used to “bridge” funding gaps — often between purchasing a property and securing long-term finance or selling another asset.
How quickly can I get a bridging loan?
Bridging loans can be arranged within 5 to 14 days, depending on how quickly valuations and legal checks are completed.
Do I need an exit strategy?
Yes. A clear and viable exit strategy (such as refinancing or selling the property) is essential for approval by lenders.
What types of property can be used as security?
You can use residential, commercial, or mixed-use properties — including land with or without planning permission — as security for the loan.
Can foreign nationals or companies apply?
Yes. St. George works with lenders that accept applications from overseas buyers, SPVs, and limited companies, with or without UK residency.