Email Address :- akram@stgeorgecommercial.co.uk
Business Bridging Loan
Business Bridging Loan
Business Bridging Loan
Fast access to capital for time-sensitive business opportunities.
A Business Bridging Loan is a short-term funding solution designed to help businesses access quick capital when cash flow is tight or immediate investment is needed. Whether you’re buying property, covering urgent operational costs, acquiring stock, or navigating a transitional period, this type of loan offers the flexibility and speed that traditional finance can’t match.
✅ Ideal For:
Purchasing commercial property or land
Auction purchases requiring rapid completion
Covering tax liabilities (VAT, corporation tax)
Cash flow support during business transitions
Funding refurbishment or expansion projects
Bridging finance while awaiting long-term funding
🔑 Key Features:
Loans from £50,000 to £20 million+
Terms from 1 to 24 months
Quick decision-making and funding in as little as 5–10 working days
Interest can be rolled-up, retained, or serviced monthly
Flexible security options, including commercial property, residential property, or land
👥 Who Can Apply?
Limited companies and LLPs
Sole traders and partnerships
Property developers and investors
UK residents, expats, and foreign nationals
Businesses with complex or non-standard income
🤝 Why St. George Commercial Finance Brokers Ltd.?
We specialize in fast, efficient funding tailored to business needs. With direct access to a network of specialist lenders, we deliver competitive rates, expert advice, and complete transparency — ensuring your business gets the capital it needs without delay or stress.
What is the criteria of Business Bridging Loan
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Purpose of the Loan
Must be for legitimate business-related needs—such as buying commercial property, bridging cash flow gaps, paying tax bills, acquiring stock, or covering short-term obligations.
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Acceptable Security
You must offer suitable collateral, typically in the form of commercial or residential property, land, or other valuable business assets. Some lenders also accept mixed-use properties.
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Clear Exit Strategy
A defined plan for repaying the loan is required—usually through refinancing, sale of assets, or incoming revenue. The stronger and more realistic the exit, the better.
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Business Financials or Track Record
While traditional credit scores are less emphasized, lenders will assess your business history, turnover, and cash flow to gauge risk. Startups may need additional guarantees.
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Eligible Borrowers
Open to limited companies, sole traders, partnerships, LLPs, and even expats or foreign nationals operating UK-based businesses.
Testimonials
"We needed urgent funding to secure a second retail location. St. George delivered a business bridging loan within 7 days. Their team was sharp, responsive, and incredibly supportive."
"Cash flow delays were putting pressure on operations. St. George provided short-term bridging finance that kept us running smoothly. The process was efficient and stress-free from start to finish."
"Expanding my UK-based business from abroad felt risky, but St. George's expertise gave me full confidence. They secured a bridging loan quickly and helped structure an easy repayment plan."
Need Assistance ?
Whether you need assistance with financing or have a question about our services, our team is here to support you.
- 01273 855 711
- akram@stgeorgecommercial.co.uk