Email Address :- akram@stgeorgecommercial.co.uk
Commercial Bridging Loan
Commercial Bridging Loan
Commercial Bridging Loan
Fast, short-term finance for commercial property purchases, refinancing, or redevelopment.
A Commercial Bridging Loan is a flexible, short-term funding solution designed to support businesses and investors needing rapid capital for commercial property transactions. Whether you’re purchasing an office, retail space, warehouse, or land for development, this type of loan helps bridge the financial gap until longer-term financing or a sale is secured.
🔑 Common Uses of Commercial Bridging Loans
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Purchasing commercial or mixed-use property quickly
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Refinancing existing commercial loans nearing term expiry
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Renovating or converting commercial properties
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Acquiring property at auction with tight deadlines
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Releasing equity tied up in existing commercial assets
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Land acquisition for future development or resale
📌 Key Features
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Terms from 1 to 24 months
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Loan amounts typically from £100,000 to £25 million+
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Up to 70% Loan-to-Value (LTV), higher with additional security
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Secured against commercial, semi-commercial, or land
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Quick approvals, usually within 7 to 14 days
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Available to individuals, limited companies, SPVs, and offshore entities
💼 Why Choose St. George Commercial Finance Brokers Ltd.?
At St. George, we partner with a wide panel of commercial bridging lenders to secure competitive rates and flexible terms, even for complex, non-standard transactions. Our team provides end-to-end support, from structuring the loan to navigating valuation, legal, and compliance stages efficiently.
What is the criteria of Commercial Bridging Loan
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Property Type
The loan must be secured against a commercial, semi-commercial, or land asset (e.g., offices, warehouses, shops, or development land).
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Exit Strategy
You must present a clear and realistic exit plan — such as refinancing with a long-term commercial mortgage, selling the property, or releasing funds from another asset.
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Borrower Type
Accepted borrowers include individuals, limited companies, SPVs, and in some cases, offshore entities or trusts, depending on the lender.
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Valuation and Loan-to-Value (LTV)
Lenders typically offer up to 70% LTV, though higher may be considered with additional security. A professional valuation is usually required.
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Creditworthiness
While adverse credit may not be a dealbreaker, lenders assess financial background, experience, and asset position to ensure the loan’s viability.
Testimonials
"I needed a quick loan to buy my new home before selling my old one. St. George’s team moved swiftly and got my bridging loan approved in just a week!"
"I bought a fixer-upper and couldn’t get a traditional mortgage. St. George arranged a bridging loan that covered the purchase and renovation. Their support was spot-on throughout."
"Being abroad made things complex, but St. George secured a residential bridging loan on my UK flat with ease. Responsive, transparent, and super-fast – couldn’t ask for better."
Need Assistance ?
Whether you need assistance with financing or have a question about our services, our team is here to support you.
- 01273 855 711
- akram@stgeorgecommercial.co.uk