Email Address :- akram@stgeorgecommercial.co.uk
Commercial Property Finance
Commercial Property Finance
Commercial Property Finance
At St. George Commercial Finance Brokers Ltd., we specialise in sourcing tailored finance solutions for a wide range of commercial property investments. Whether you’re purchasing a retail unit, office space, warehouse, or industrial premises, our experienced team will guide you through the entire financing process with transparency and efficiency.
We work closely with a broad panel of high-street banks, challenger lenders, and private funders to secure the most competitive rates and flexible terms—structured to suit your business goals. From owner-occupiers to seasoned investors, we cater to all levels of commercial property finance needs.
Our commercial property finance options include term loans, interest-only mortgages, semi-commercial property finance, and refinance solutions to release equity for expansion or reinvestment.
Whether you’re acquiring new premises, refinancing an existing asset, or diversifying your property portfolio, St. George provides trusted, bespoke advice to ensure your property ambitions are achieved with confidence.
What is the criteria of Commercial Property Finance
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Deposit / Equity
Typically, lenders require a minimum 25–30% deposit. For refinancing, sufficient equity in the property is essential.
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Property Type & Usage
The property must be commercially viable, such as offices, warehouses, shops, or mixed-use premises. Lender appetite varies by sector.
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Rental Income / Business Performance
For investment properties: the rental income should cover interest and repayments (debt service coverage ratio).
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Applicant Profile
Applicants must show a good credit history, business experience, and stable income (personal or company-based). Startups may need a strong business plan.
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Valuation & Location
The property must be in an acceptable location, with a valuation supporting the loan-to-value (LTV) requested.
Testimonials
"St. George helped us secure funding for our first commercial unit in London. Their expert guidance and access to multiple lenders made the process smooth and stress-free."
"As a small business owner, I struggled to find a bank that understood my needs. St. George connected me with a lender who offered flexible terms perfectly aligned with our expansion plans."
"I was impressed with their responsiveness and deep understanding of the commercial property market. They negotiated a great deal, and I couldn’t be happier with the outcome."
Need Assistance ?
Whether you need assistance with financing or have a question about our services, our team is here to support you.
- 01273 855 711
- akram@stgeorgecommercial.co.uk