Email Address :- akram@stgeorgecommercial.co.uk
Crypto Mortgages
Crypto Mortgages
Crypto Mortgages
Crypto Mortgages allow investors to use their digital assets—such as Bitcoin, Ethereum, or stablecoins—as collateral to secure property financing. This innovative solution is ideal for crypto holders who wish to retain ownership of their digital wealth while leveraging it to purchase or refinance real estate.
Why Choose a Crypto Mortgage?
No need to liquidate crypto holdings, avoiding tax liabilities and market timing risks
Access to competitive mortgage rates by using digital assets as security
Flexible loan structures tailored for residential, commercial, or investment properties
Global access, ideal for international buyers and digital nomads
Fast approval process with crypto-collateral verification done in real time
Whether you’re a UK resident, an expat, or a foreign national, crypto mortgages provide a secure, tax-efficient way to diversify your portfolio into real estate—without sacrificing your crypto investments.
What is the criteria for Crypto Mortgages ?
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Recognized Crypto Assets
You must hold approved cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), or stablecoins (e.g., USDC, USDT), typically held in a verifiable digital wallet or custodian account.
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Minimum Collateral Value
Most lenders require collateral worth at least 125% to 200% of the loan amount to cover potential crypto market volatility.
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Stable Income or Repayment Plan
You may need to demonstrate a stable income source, rental income, or a clear repayment strategy—especially for large property purchases.
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Approved Wallet or Custodian
Crypto must be stored in a recognized and secure wallet or with an institutional-grade custodian to ensure transparency and access.
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Property Valuation & Location
The property being financed must meet minimum value thresholds and be located in an eligible country or region, often including the UK, EU, or UAE.
Testimonials
"Thanks to their expertise, I used my Ethereum holdings to finance a commercial unit. Great rates, professional advice, and zero pressure to sell my long-term holdings."
As an expat with income from DeFi investments, I struggled with conventional lenders. St. George’s crypto mortgage option gave me real financial flexibility and peace of mind."
"I was surprised at how seamless the process was. They understood digital assets better than any traditional lender I spoke with. I bought my second home without liquidating a single coin."
Need Assistance ?
Whether you need assistance with financing or have a question about our services, our team is here to support you.
- 01273 855 711
- akram@stgeorgecommercial.co.uk