Email Address :- akram@stgeorgecommercial.co.uk
Merchant Cash Advance
Merchant Cash Advance
Merchant Cash Advance
A Merchant Cash Advance (MCA) is a fast and flexible financing solution tailored for businesses with strong card sales. Instead of traditional monthly repayments, the advance is repaid through a small percentage of daily debit and credit card sales, making it ideal for companies with fluctuating revenue.
Whether you run a retail store, restaurant, or online shop, an MCA provides working capital for expansion, equipment purchase, marketing, or stock replenishment—without the burden of fixed monthly repayments. Approval is typically quick, with minimal paperwork required.
At St. George Commercial Finance Brokers Ltd., we work with trusted lenders to match you with the best MCA options available. We prioritize transparent terms and ensure that repayments align with your cash flow, keeping your business running smoothly without interruption.
What is the criteria for Merchant Cash Advance ?
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Consistent Card Sales:
Your business should have a steady volume of debit/credit card transactions, as repayments are taken from a percentage of daily card sales.
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Minimum Monthly Turnover:
Most lenders require a minimum monthly revenue (typically £5,000–£10,000) through card payments to qualify.
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Business Trading History:
Your business should have been trading for at least 4 to 6 months, with some providers requiring longer operational history.
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UK-Based Business Account:
A UK-registered business with an active merchant account for processing card payments is essential.
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Proof of Business Viability:
Lenders may review your recent card transaction statements, bank statements, and business performance to assess your eligibility and advance amount.
Testimonials
"The merchant cash advance was a game-changer for us. We avoided traditional loan stress, and the repayments adjusted with our sales. The process was quick and surprisingly flexible."
"We needed funds fast for a stock purchase. The MCA gave us immediate access without impacting our credit. Highly recommended for any card-reliant business!"
"St. George’s team explained everything clearly. Repayments matched our daily earnings, which made managing cash flow simple and stress-free. Couldn’t be happier!"
Need Assistance ?
Whether you need assistance with financing or have a question about our services, our team is here to support you.
- 01273 855 711
- akram@stgeorgecommercial.co.uk