Email Address :- akram@stgeorgecommercial.co.uk
Private Debt


Private Debt
Flexible funding beyond traditional banking.
At St. George Commercial Finance Brokers Ltd., we specialise in arranging bespoke private debt solutions for businesses, property developers, and high-net-worth individuals seeking non-bank capital. Whether you’re financing an acquisition, bridging a liquidity gap, or developing property, private debt offers fast, discreet, and tailored lending—when traditional institutions say no.
🔑 What is Private Debt?
Private debt refers to loans made by non-bank lenders—including family offices, funds, and private investors—offering:
Greater flexibility in terms and structure
Speedier decisions and disbursements
Solutions for complex, time-sensitive or unconventional deals
📌 Use Cases
Real estate acquisition and development
Business expansion or M&A
Working capital or cash flow solutions
Debt restructuring and refinancing
Bridge to IPO or asset sale
⚙️ Key Features
Loans from £500,000 to £50M+
Secured or unsecured, depending on deal structure
Customised repayment schedules (including bullet, interest-only, or amortised)
Flexible covenants and underwriting
Typically short to medium-term (6–60 months)
👥 Who It’s For
SMEs and corporates
Real estate developers and investors
Private equity portfolio companies
Family-run businesses
Entrepreneurs with asset-backed needs
🛡️ Why Choose St. George?
Access to a vetted network of private lenders and debt funds
Discreet and confidential structuring
In-depth expertise in complex deal execution
Support through legal, valuation, and due diligence processes
Personalised service with a trusted broker by your side
Secure fast, flexible funding – built around your needs.
Speak with St. George Commercial Finance Brokers Ltd. to explore private debt options today.

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Detailed Production Plan or Schedule
Lenders require a comprehensive overview of the project, including: Start and completion dates Budget breakdown Key personnel and contractors Risk mitigation plans
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Proven Track Record
Applicants should ideally demonstrate: A history of successful projects Experienced management and production teams Industry references or case studies
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Revenue or Distribution Agreements
To secure production debt, lenders often look for: Pre-sale agreements Distribution contracts Letters of intent (LOIs) These serve as assurance of repayment.
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Security and Collateral
Lenders typically require some form of collateral, such as: Assets related to the production Corporate or personal guarantees Completion bonds or insurance
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Clear Exit or Repayment Strategy
A well-defined plan showing how the debt will be repaid—via: Post-production revenues Refinancing or sale of rights Other monetization strategies
Need Assistance ?
Whether you need assistance with financing or have a question about our services, our team is here to support you.
- 01273 855 711
- akram@stgeorgecommercial.co.uk