Probate Loan
Probate Loan
Unlock inheritance funds quickly—before probate is granted.
When a loved one passes away, dealing with legal and financial matters during probate can be overwhelming. At St. George Commercial Finance Brokers Ltd., we offer Probate Loans to provide beneficiaries with early access to their inheritance while the estate is being settled.
💼 What Is a Probate Loan?
A Probate Loan is short-term financing provided to heirs or beneficiaries of an estate, secured against their portion of the inheritance. It bridges the gap between a loved one’s passing and the formal distribution of estate assets—helping with urgent expenses, tax payments, property maintenance, or personal financial needs.
👥 Who Needs a Probate Loan?
Beneficiaries waiting for probate to complete
Executors needing to pay inheritance tax or funeral costs
Families looking to prevent the forced sale of estate assets
Heirs needing immediate liquidity
✨ Key Features:
Fast access to inheritance funds (within days)
No monthly repayments – loan repaid from the estate
Loans from £10,000 to £500,000+ depending on estate size
Available before or after probate is granted
No credit check required for many cases
📈 Use of Funds:
Inheritance tax liabilities
Funeral and legal fees
Property repairs and maintenance
Personal debts or expenses
Preventing financial strain during the probate process
🔍 Why Choose St. George?
At St. George Commercial Finance Brokers Ltd., we bring compassion, expertise, and speed to the probate loan process. Our experienced advisors guide you through every step, ensuring clarity and fast results at a sensitive time.
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Beneficiary or Executor Status
You must be a named beneficiary or executor of the estate to be eligible for a probate loan.
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Proof of Inheritance
Lenders require evidence such as a will, grant of probate (or pending application), and confirmation of your expected share of the estate.
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Minimum Estate Value
The estate typically needs to have a minimum value, often starting around £100,000, with sufficient assets to cover the loan amount.
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Repayment Source
Repayment must come from the proceeds of the estate once probate is complete—no monthly payments are usually required.
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Borrower Eligibility
Open to individuals, companies, SPVs, and non-residents. Credit history is considered, but poor credit may not prevent approval if the deal is strong.
Need Assistance ?
Whether you need assistance with financing or have a question about our services, our team is here to support you.
- 01273 855 711
- akram@stgeorgecommercial.co.uk