Email Address :- akram@stgeorgecommercial.co.uk
Borrowing Base Facilities
Borrowing Base Facilities
Unlock Liquidity with Asset-Backed Lending
Borrowing Base Facilities are a flexible form of working capital finance that allows businesses to unlock funds tied up in their balance sheet. By leveraging eligible assets such as receivables, inventory, and other tangible collateral, companies can gain access to a revolving credit line that grows with their business.
This type of facility is ideal for mid-to-large-sized businesses with significant asset bases that require scalable funding to support growth, seasonal fluctuations, or operational needs.
Key Features:
Funding tied to the value of eligible assets (e.g., accounts receivable, inventory)
Regular redetermination of facility limits based on asset values
Tailored to meet the specific liquidity needs of the borrower
Suitable for manufacturers, wholesalers, distributors, and other asset-heavy businesses
How It Works:
A business receives a purchase order from a customer.
The PO finance provider pays the supplier directly to manufacture or deliver the goods.
Once the order is fulfilled and the customer pays the invoice, the lender is repaid, and any remaining profit is released to the business.
Borrowing Base Facilities Enquiries
Contact Information
If you have a finance enquiry, please use the contact form.
Otherwise, you can reach us on the email addresses below.
St. George Commercial finance Brokers Limited
11 Curtis House,
34 Third Avenue,
Hove,
BN3 2PD
07958 710 010
01273 855 711
01273 855 710
FAQs – Borrowing Base Facilities
Borrowing Base Facilities offer flexible credit lines based on eligible assets like receivables and inventory. Ideal for asset-rich businesses needing scalable funding aligned with operational growth and cash flow.
What is a Borrowing Base Facility?
A Borrowing Base Facility is a type of credit line where the borrowing limit is determined by the value of a company’s eligible assets, such as accounts receivable and inventory.
Who is it suitable for?
This facility is ideal for mid-to-large businesses with substantial working capital assets and looking for flexible funding aligned with business growth.
What assets can be used?
Common assets include accounts receivable, inventory, raw materials, finished goods, and in some cases, machinery or equipment.
How is the borrowing limit calculated?
The lender assesses the value of eligible assets and applies a percentage advance rate, adjusting the facility limit accordingly on a regular basis.
How often is the borrowing base reviewed?
Typically, the borrowing base is recalculated monthly or quarterly based on updated asset reports.
