Import & Export Finance

Import & Export Finance

Import & Export Finance is a suite of financial solutions that help businesses manage international trade by bridging the cash flow gap between paying suppliers and receiving customer payments. It empowers companies to confidently engage in cross-border transactions by offering access to capital, reducing payment risk, and improving working capital cycles.

Whether you’re importing goods from overseas or exporting products to global markets, Import & Export Finance supports you with tailored funding solutions such as letters of credit, trade loans, invoice discounting, and supply chain finance. It helps mitigate risks such as foreign exchange volatility, delayed payments, and supplier reliability—ensuring your global operations run smoothly and efficiently.

This type of finance is ideal for SMEs and large enterprises looking to grow their international presence without straining their balance sheets.

Process of Import Export Finance

Initial Assessment

Share your trade details, including buyer/supplier information, trade volumes, and documentation. The lender assesses the transaction risk and your financing needs.

Facility Arrangement

A tailored financing solution is structured—such as a trade loan, letter of credit, or invoice finance—based on your trade cycle and creditworthiness.

Transaction Execution

Funds are provided to pay the supplier (for imports) or advance cash against export receivables. Shipping and trade documents are managed accordingly.

Repayment & Settlement

Once goods are delivered and the buyer pays, the finance is repaid. In the case of export finance, customer payments may directly settle the facility.

Import Export Finance Enquiries

Contact Information

If you have a finance enquiry, please use the contact form.

Otherwise, you can reach us on the email addresses below.

St. George Commercial finance Brokers Limited

11 Curtis House,
34 Third Avenue,
Hove,
BN3 2PD

07958 710 010
01273 855 711
01273 855 710

akram@stgeorgecommercial.co.uk

FAQs – Import Export Finance

Import & Export Finance helps businesses fund cross-border trade. It supports working capital, covers supplier payments, and reduces risk. Available to importers/exporters with valid trade documentation and credit history.

What is import and export finance?
It’s a financing solution that helps businesses manage cash flow and working capital during international trade by funding imports or exports.
Who can apply for trade finance?
Importers, exporters, wholesalers, manufacturers, and trading companies involved in cross-border transactions can apply.
What documents are required?
Common documents include purchase orders, invoices, shipping documents, and financial statements.
Is collateral required?

Not always. Many facilities are secured against the goods or receivables, though some may require guarantees.

How long does the process take?
It typically takes 5–10 working days depending on the complexity of the transaction and document verification.