Email Address :- akram@stgeorgecommercial.co.uk
Unusual property Finance
Unusual property Finance
Unusual Property Finance
At St. George Commercial Finance Brokers Ltd., we specialise in financing non-standard and unusual properties that often fall outside the criteria of high-street lenders. Whether you’re investing in an unconventional structure, unique build, or niche development, we offer tailored funding solutions to match your needs.
Unusual property types may include:
Barn conversions and eco-homes
Mixed-use or part-commercial buildings
Properties with agricultural ties or occupancy restrictions
Modular, timber-framed, or steel-structured homes
Lighthouses, chapels, former pubs, or schools
Properties with short leases or adverse planning history
We work with a panel of specialist lenders who understand the potential of these unique assets. Our brokers assess your situation carefully, prepare a robust case, and negotiate competitive rates—even for complex cases with planning or valuation challenges.
Whether you’re an investor, developer, or private client, we help make unusual property ownership a viable reality, combining expert advice with fast, efficient funding.
Need Assistance ?
Whether you need assistance with financing or have a question about our services, our team is here to support you.
- 01273 855 711
- akram@stgeorgecommercial.co.uk
Testimonials
"Our dream of converting a derelict chapel into a family home was turned down by traditional banks. St. George not only understood our vision but also delivered the funding swiftly."
"I wanted to purchase a modular eco-home, but lenders found it too risky. St. George sourced a lender who appreciated the concept and helped me secure a great deal."
"We bought a mixed-use property with a shop and flat above. Thanks to St. George’s expertise, we secured finance that worked for both the commercial and residential elements."
What qualifies as an "unusual property"?
Unusual properties include barn conversions, eco-homes, timber or steel-frame houses, mixed-use buildings, short-lease properties, and structures with non-standard use or design (like lighthouses, churches, or pubs).
Can I get a mortgage on a property without standard construction?
Yes. While traditional lenders may decline, we work with specialist lenders who finance non-standard builds such as modular, timber-frame, and steel-structure homes.
Do I need planning permission to finance an unusual property?
In most cases, yes. A clear planning status or lawful development certificate is essential for securing finance, especially for conversions or developments.
Is a higher deposit required for unusual properties?
Typically, yes. Most lenders will require a 25–40% deposit, depending on the risk profile and resale value of the property.
How long does it take to arrange finance for an unusual property?
It varies based on complexity, but we aim for quick decisions. With documents in order, approval can happen within 2–3 weeks, especially with bridging options.