Email Address :- akram@stgeorgecommercial.co.uk
Working Capital Business Loan
Working Capital Business Loan
Working Capital Business Loan
A Working Capital Business Loan is designed to help businesses manage their everyday operational expenses, such as payroll, rent, utilities, and inventory. At St. George Commercial Finance Brokers Ltd., we understand that maintaining healthy cash flow is crucial for your business’s growth and stability.
Whether you’re facing seasonal fluctuations, waiting on invoice payments, or planning for short-term growth, our working capital solutions offer quick access to funds without long-term commitments. With flexible repayment options and no hidden fees, you can focus on running your business with confidence.
We work closely with a network of lenders to find you the most competitive rates and terms, tailored specifically to your business needs. Our team ensures a smooth, transparent process with fast approvals — so your business never slows down due to cash flow challenges.
What is the criteria for Working Capital Business Loan ?
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Business Trading History
Most lenders require at least 6–12 months of trading to assess revenue consistency and repayment ability.
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Minimum Annual Turnover
Typically, businesses need to demonstrate a minimum annual revenue, often starting at £50,000, depending on the lender.
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Creditworthiness
A good business or director credit score is preferred, though some lenders accommodate those with limited or adverse credit history.
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Purpose of Loan
Clear documentation on how the working capital will be used—e.g., inventory purchase, payroll, or cash flow management.
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Business Type & Sector
Most industries are eligible, but high-risk sectors may face additional scrutiny or require higher interest rates or guarantees.
Testimonials
"St. George helped us unlock essential funds during a tight cash flow period. Their team understood our needs and got us approved within days. Professional, responsive, and a real lifesaver!"
"As a growing e-commerce brand, we needed quick capital for seasonal stock. St. George secured the perfect working capital loan—smooth process and great service throughout."
"What I appreciated most was their honesty and speed. St. George simplified everything and found us the best deal for a short-term working capital loan. Highly recommended!"
Need Assistance ?
Whether you need assistance with financing or have a question about our services, our team is here to support you.
- 01273 855 711
- akram@stgeorgecommercial.co.uk